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FDCPA (Fair Debt Collection Practice Act)

The FDCPA (Fair Debt Collection Practice Act)  was enacted to protect the consumer from the abusive, deceptive, and unfair debt collection practices used by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.  Learn your rights and obligations.

If you are getting constant phone calls at home and/or at work, you need to use the FDCPA and learn how it can help you.  Some Letters that can be helpful when dealing with the originating debt creditor and/or 3rd party collectors are:

Use letters that use the FDCPA, show the facts, and fight back. I did and it works.


To view the FDCPA, go to:  View FDCPA


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Inside FDCPA (Fair Debt Collection Practice Act)