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Have you answered the phone only to be accused of trying to avoid a debt?  Was the caller courteous and polite or was the caller rude and threatening?  How should you respond to these calls?

Was payment demanded NOW?  Or was a courteous request for a “partial payment to show your good intentions” suggested?  Should you give your credit card number?  Should you give your bank routing number?

You have legal rights, guaranteed by Federal and state laws, to protect you and limit collectors’ collection actions.

This e-book has 19 pages of real-life experience, insight on tactics, tips, guidelines and sample letters pertaining to dealing with creditors.  Know your adversary.  Know what they can and cannot say/or do.  Use this book as a tool to help you defend your financial well-being.

Click on this link to order and download this e-book.

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